isLoadingClient is always true when logged out

[meness]

Environment

• Browser version: Google Chrome v135.0.7049.42
• AA SDK version: v4.24.0
• Package: @account-kit/react

Describe the problem

useSmartAccountClient({}).isLoadingClient is always true when logged out even useUser().type === undefined and useSignerStatus().status === 'DISCONNECTED'.

Expectation

I guess isLoadingClient should be false in the case explained above.